The worst factor I ever did was to get a joint bank account with my wife, it can be the trigger of most arguments in my property, specially as neither of us are excellent with income and neither knows what the other is spending. It is surprising that we don't really have huge debts, and I feel if either of us got a credit card that would really be a trigger for concern.
For example, the other week I decided to treat myself to a set of golf clubs, which in hindsight it may have been a good idea to inform the wife, unfortunately that very same day she went and bought some Kids Bikes for our children, which was apparently "one of those spur of the moment decisions".
The thing that drives me mad is the fact that if I fancy going for the pub for just a few drinks having a couple of mates she throws the largest hissy fits possible, saying that we actually cannot afford it, but it can be ok for her to go and blow a few hundred pounds on gear from Ann Summers. If I complain about this then she hits me using the "perhaps in case you weren't so rubbish in bed..." reply.
We have tried everything to curb the arguments, we've visited a marriage counsellor and a financial advisor. The financial advisor was possibly one of the worst in the business. He suggested that every time we thought about spending any money that we should think about the poor kids in Africa and whether what we were buying would be totally necessary. Meaning that the poor kids in Africa would need food, so the weekly food shop was fine but buying a games console wouldn't be needed that desperately. My wife loved this idea, and immediately yelled "Yeah, the poor African children don't need golf clubs or beer", to which I replied "Nor do they need kids bikes or sex toys!".
In the end I did make a decision to become much more cautious with money. I started saving and every time I reached a selected point like 1000 for example I'd place it inside a black bag and bury it within the garden exactly where she wouldn't uncover it. So far it is going pretty effectively. I'm not saving for any cause in certain but I'm taking into consideration that when I get up to anything great like 20,000 buried in the garden I could dig the funds up and bury the wife there rather and basically start to take pleasure in my life again.
For example, the other week I decided to treat myself to a set of golf clubs, which in hindsight it may have been a good idea to inform the wife, unfortunately that very same day she went and bought some Kids Bikes for our children, which was apparently "one of those spur of the moment decisions".
The thing that drives me mad is the fact that if I fancy going for the pub for just a few drinks having a couple of mates she throws the largest hissy fits possible, saying that we actually cannot afford it, but it can be ok for her to go and blow a few hundred pounds on gear from Ann Summers. If I complain about this then she hits me using the "perhaps in case you weren't so rubbish in bed..." reply.
We have tried everything to curb the arguments, we've visited a marriage counsellor and a financial advisor. The financial advisor was possibly one of the worst in the business. He suggested that every time we thought about spending any money that we should think about the poor kids in Africa and whether what we were buying would be totally necessary. Meaning that the poor kids in Africa would need food, so the weekly food shop was fine but buying a games console wouldn't be needed that desperately. My wife loved this idea, and immediately yelled "Yeah, the poor African children don't need golf clubs or beer", to which I replied "Nor do they need kids bikes or sex toys!".
In the end I did make a decision to become much more cautious with money. I started saving and every time I reached a selected point like 1000 for example I'd place it inside a black bag and bury it within the garden exactly where she wouldn't uncover it. So far it is going pretty effectively. I'm not saving for any cause in certain but I'm taking into consideration that when I get up to anything great like 20,000 buried in the garden I could dig the funds up and bury the wife there rather and basically start to take pleasure in my life again.
About the Author:
Rutland Cycling are the kids bikes kings. If you don't want to have your partner nagging shop here as they sell them really cheep and you can say you saved money!
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